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Disclosure

Payroll Benefits Insurance Solutions, LLC is a DBA of Payroll Benefits Plus, LLC located at 3 Sablewood Circle, Ladera Ranch, CA 92694, Phone: 888-827-6267, Fax: 877-257-7880 – CA License # 0G22016.

Peter Cross' CA Insurance License is #0E20357.
Laura Cross' CA Insurance License: #0G13045

Property and casualty insurance products are offered through ISU Insurance Services – Tasman LLC DBA of Tasman Insurance & Financial Services, LLC located at 3 Sablewood Circle, Ladera Ranch, CA 92694, 949-276-5515. CA Insurance License: #0F06626.

Securities offered through Securities Equity Group, Member FINRA/SIPC/MSRB. Peter Cross is a Registered Representative of the Office of Supervisory Jurisdiction located at 120 Vantis Suite 430, Aliso Viejo, CA 92656, 949.975.7900.

Privacy Policy
PLEASE READ THESE TERMS OF USE AND PRIVACY POLICIES CAREFULLY. By using this site, you agree to these Terms and Conditions of Use, as well as the Privacy Policies contained therein (collectively referred to as the "Terms of Use"). IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THIS SITE.

RESTRICTIONS ON USE OF MATERIALS: This site is owned and operated by Payroll Benefits Insurance Solutions, LLC (referred to as "Payroll Benefits" herein). Any activity on this site is subject to monitoring by Payroll Benefits at any time. Anyone who uses this site consents to such monitoring and agrees that Payroll Benefits may use the results of such monitoring without limitation. No materials from any website owned, operated, licensed or controlled by Payroll Benefits may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Payroll Benefits. Another condition of your use of this website is that you may not restrict or inhibit any other user from using this website.

LIMITATIONS OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall Payroll Benefits be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use the Payroll Benefits Material. You specifically acknowledge and agree that Payroll Benefits is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of the Payroll Benefits Material, or with any of Payroll Benefits' terms and conditions, your sole and exclusive remedy is to discontinue using this site.

ONLINE PRIVACY: Payroll Benefits is respectful of the privacy concerns of all visitors to its site. As a general policy, no personal information is automatically collected from visitors to its sites. However, certain non-personal visitor information is recorded by the standard operation of Payroll Benefits’ servers. This information is primarily used to provide an enhanced on-line experience for the visitor. By having this information, Payroll Benefits is able to optimize its web pages automatically for each particular visitor. Other uses of this information include tracking the number of visitors to the sites (but visitors are tracked only in an aggregate and non-personally-identifiable form). E-mail addresses and other personally identifiable data about visitors to this site are known to Payroll Benefits only when voluntarily submitted by the visitor. Personally identifiable information that may be collected as a result of a visitor voluntarily providing information or feedback is retained by the broker or brokers who are employees or owners of Payroll Benefits and not sold or otherwise transferred outside the company. By using this site, you signify your assent to these Terms of Use. If you do not agree to these Terms of Use, please do not use the site. Payroll Benefits reserves the right, at Payroll Benefits’ discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check this page periodically for changes. Your continued use of a Payroll Benefits website following the posting of changes to these Terms of Use will mean that you accept those changes. You can send e-mail to Payroll Benefits with any further questions to service@payrollbenefitsplus.com

JURISDICTION: Except as described otherwise, all materials in the Payroll Benefits sites are made available only to provide information about Payroll Benefits. Payroll Benefits controls and operates this site from its headquarters in Ladera Ranch, California, USA and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.

DISCLAIMER: Payroll Benefits MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS SITE AND Payroll Benefits ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE. THE Payroll Benefits MATERIAL IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, Payroll Benefits DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE Payroll Benefits MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER HARMFUL COMPONENTS. Payroll Benefits DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF, OR THE RESULTS OF THE USE OF, Payroll Benefits MATERIALS ON THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. YOU (AND NOT Payroll Benefits) ASSUME THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, REPAIR OR CORRECTION. Payroll Benefits HAS PROVIDED LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD PARTIES ("THIRD PARTY SITES") AND MAY FROM TIME TO TIME PROVIDE THIRD PARTY MATERIALS ON THIS SITE. Payroll Benefits DOES NOT OPERATE OR CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES ON THESE THIRD PARTY SITES. THE THIRD PARTY MATERIALS ON THIS SITE AND THE THIRD PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Payroll Benefits DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY. FITNESS, AND NON-INFRINGEMENT. Payroll Benefits DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF, OR THE RESULTS OF THE USE OF, THE THIRD PARTY MATERIALS ON THE THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. YOU (AND NOT Payroll Benefits) ASSUME THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, REPAIR OR CORRECTION. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THE EXCLUSION OF IMPLIED WARRANTIES.

DO NOT CANCEL ANY EXISTING INSURANCE POLICY UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY, TO WHICH YOU ARE APPLYING, THAT YOUR NEW POLICY IS IN EFFECT.

LICENSING: Each agent / broker is associated with Payroll Benefits Insurance Solutions, LLC with principal place of business at 3 Sablewood Circle, Ladera Ranch, CA 92694. California License #0G22016.

 

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